The unemployment fund usually receives its members’ tax cards automatically from the Tax Administration. Use the eService on-line-service to check that your tax card has arrived and that the withholding tax percentage is correct. If you wish to change your withholding tax percentage, you must obtain a revised tax card.

The fund receives automatically from the Tax Administration the tax card information that will enter into force at the beginning of the year for all those who are members of the fund on 1 January. This tax card is always written for salary, so its information will need to be revised for withholding tax of benefits. Read more about the tax card for salary below.

The withholding tax percentage is determined by the date of payment of the benefit

The amount of tax will not be adjusted retrospectively, so make sure well in advance of the payment of benefits that the fund has your current tax card. You can use the eService on-line-service to check whether the fund has received your tax card information from the Tax Administration and what type of tax card it is. This information can be found in the Income and tax information – Tax information tab of the on-line-service.

The withholding tax is always determined by the date of payment of the benefit, regardless of the period for which the benefit is paid.

Example. The benefit is paid simultaneously for January and February, so that the payment date is 10 March. The withholding tax on the entire benefit payable is determined on the basis of the information on the tax card that is valid on 10 March.

The benefits paid by the unemployment fund are not salary, so they are taxed differently from salary. 

The fund can use a tax card calculated for salary when paying the benefit. However, according to the decision of the Tax Administration, when a tax card for salary is used, at least 25% of tax must always be withheld.  

If you want to influence your taxation and make sure that the tax percentage has been calculated on the basis of a more accurate estimate, order a revised tax card from the Tax Administration’s MyTax service. Read more about the revised tax card below.

The best way to influence the taxation of benefits paid by the fund is to order a revised tax card for social security benefits from the Tax Administration. Order a revised tax card from the Tax Administration’s MyTax service and make sure you enter the unemployment fund as the recipient of the card. This way, the fund will automatically receive the tax card on the morning of the next working day after it is ordered.

If you accidentally ordered the tax card just for yourself, make sure to send the tax card also to the unemployment fund. You can send your tax card to the unemployment fund via the eService under Apply for benefits – Send attachments.

The revised tax card will be used according to the information entered on it. The base percentage is used up to the income limit marked on the card and the additional percentage will be used for withholding tax if the income limit is reached. 

You can monitor the adequacy of the income limit on your tax card yourself. You can see the tax accumulated on your tax card on eService page Income and tax details – Tax details under Accumulation. The fund will not monitor or supervise the adequacy of the income limit on your tax card.

Withholding tax is always calculated according to the tax percentage in force on the date of payment of the benefit. 

If you accidentally ordered a tax card calculated for salary, it will be used for withholding of tax on benefits paid by the fund as explained in the section “Tax card calculated for salary”.

If you have not yet received unemployment benefit from the fund, you can estimate the amount of your future unemployment allowance for the income limit on your tax card using the daily allowance calculator. The unemployment fund does not give an estimate of the daily allowance in advance.

If daily allowance has already been paid to you, you can see the amount of your daily allowance on the daily allowance decision you have received from us. You can find the decision at least in our eService.

If you order a revised tax card for a mobility allowance or alternation compensation, read more about how they are determined on our website under Mobility allowance and Transition security.

Read more about how the tax percentage is determined and how to order a revised tax card on the Tax Administration’s website.

If the fund does not have a tax card at all, the withholding tax on your benefit will be determined according to the Tax Administration’s schematic table.

Amount of benefit € / dayTax percent
0,17 – 26,0020
26,01 – 39,0025
39,01 – 51,00 30
51,01 – 66,0035
66,01 – 100,0040
100,01 – 156,0045
156,01 – 50

If you notice in the information in WebKassa that the fund does not have a tax card or the fund requests you to provide a tax card, send it to the fund as soon as possible. The fund must have your tax card available well in advance of the date of payment of the daily allowance application so that it can be taken into account in the payment of the benefit.

Services from the Sotekassa to help you find employment

As a member of the unemployment fund, you can use the new services to support you in a job search. As a first step, the unemployment fund will offer you training related to the job search.

Discover the services offered by the Fund!

Processing times of applications

Today 1.5. we are processing applications that have arrived to unemployment fund

First applications27.4.
Adapted follow-up applications28.4.
Other follow-up applications29.4.